Service Charges
Details about our service charges is listed below:
| Sr. No. | Details of Charges | Applicable Charges |
|---|---|---|
| 1 | Processing Fees | Upto 5% + Applicable Taxes |
| 2 | Login Fee Bounce Charges | Rs 2000 + Applicable Taxes |
| 3 | Non-Postal Stamp/Stamp Duty | As applicable in the respective state |
| 4 | Non-Encumbrance/Certificate/Search Report(Per Legal) | Rs 2000 + Applicable Taxes, per report |
| 5 | CERSAI Creation Charges | Rs 50 + Applicable Taxes (If Loan Amount is Upto 5Lakhs ) |
| Rs.100 + Applicable Taxes (If Loan Amount is more than 5Lakhs ) | ||
| 6 | Cancellation Charges /Fees | 2% of Sanctioned Amount + Applicable Taxes |
| 7 | Cheque Dishonor Charges | Rs 1000 + Applicable Taxes |
| 8 | Pre-closure charges | 8% of pre-payment amount plus taxes and levies as applicable |
| Part-payment Fees | No pre-payment allowed within one year of loan disbursement | |
| 9 | Cheque/Repayment mode swap charges | Rs 500 + Applicable Taxes |
| 10 | Charges for missed due date | Rs 1000 + Applicable Taxes |
| 11 | Translation Deed | Rs 500 + Taxes (if applicable) |
| 12 | Late Payment Charges | 3% per month + Applicable Taxes, calculated on the delayed amount for delayed period (to be charged at monthly intervals) |
| 13 | Cheque Representation Charges | Rs 100 + Applicable Taxes |
| 14 | Valuation Charges (per property per visit) | Rs 2000 + Applicable Taxes |
| Additional Rs 1500 (inclusive of applicable taxes), if Amin Report is required | ||
| 15 | Loan Re-Schedule Charges | Rs 200 + Applicable Taxes |
| 16 | Document Custodian Fees | Rs 500 + Applicable Taxes per month (Chargeable after 30 days of closure of the loan account) |
| 17 | Charges for Copy of Property Papers | Rs 1000 + Applicable Taxes |
| 18 | Communication Charges | Rs 1500 + Applicable Taxes (For Loan Amount upto 10Lakhs) |
| Rs 2500 + Applicable Taxes (For Loan Amount > 10 Lakhs) | ||
| 19 | Pre-closure/Request Fees | Rs 3000 + Applicable Taxes |
| 20 | Bounce EMI Collection Charges | Rs 1000 + Applicable Taxes |
| 21 | Loan Statement/Duplicate Repayment Schedule Charges | Rs 500 + Applicable Taxes |